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BankHealth

COMPASS SAVINGS BANK

WILMERDING, PENNSYLVANIA · FDIC Cert #29430

C
Health Score
55/100
$59M
Total Assets
$53M
Total Deposits
12.33%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, COMPASS SAVINGS BANK holds a Tier 1 capital ratio of 12.33%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COMPASS SAVINGS BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.60%
Nonperforming Loans
Low — healthy loan portfolio
5.96%
Liquidity Ratio
Low — potential liquidity stress
-0.92%
Return on Assets
Negative — losing money
$53M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

COMPASS SAVINGS BANK shows average financial health. While not alarming, its Health Score of 55/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

COMPASS SAVINGS BANK has a Bank Health Score of C (55/100). It holds a Tier 1 capital ratio of 12.33%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

COMPASS SAVINGS BANK holds $59M in total assets and $53M in total deposits. It is located in WILMERDING, PENNSYLVANIA (FDIC Certificate #29430).

COMPASS SAVINGS BANK has a Tier 1 capital ratio of 12.33%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.60%, and the return on assets is -0.92%.

Yes. COMPASS SAVINGS BANK is FDIC-insured (Certificate #29430). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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