COMMUNITY SAVINGS BANK
EDGEWOOD, IOWA · FDIC Cert #14633
Capital & Safety Analysis
According to FDIC financial data, COMMUNITY SAVINGS BANK holds a Tier 1 capital ratio of 12.62%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COMMUNITY SAVINGS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
COMMUNITY SAVINGS BANK shows strong financial health indicators. With $578M in assets and a Health Score of 80/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
COMMUNITY SAVINGS BANK has a Bank Health Score of A (80/100). It holds a Tier 1 capital ratio of 12.62%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
COMMUNITY SAVINGS BANK holds $578M in total assets and $463M in total deposits. It is located in EDGEWOOD, IOWA (FDIC Certificate #14633).
COMMUNITY SAVINGS BANK has a Tier 1 capital ratio of 12.62%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.26%, and the return on assets is 0.61%.
Yes. COMMUNITY SAVINGS BANK is FDIC-insured (Certificate #14633). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.