COMMUNITY NB&T
CHANUTE, KANSAS · FDIC Cert #27046
Capital & Safety Analysis
According to FDIC financial data, COMMUNITY NB&T holds a Tier 1 capital ratio of 12.23%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COMMUNITY NB&T has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
COMMUNITY NB&T shows strong financial health indicators. With $2.2B in assets and a Health Score of 81/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
COMMUNITY NB&T has a Bank Health Score of A (81/100). It holds a Tier 1 capital ratio of 12.23%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
COMMUNITY NB&T holds $2.2B in total assets and $1.9B in total deposits. It is located in CHANUTE, KANSAS (FDIC Certificate #27046).
COMMUNITY NB&T has a Tier 1 capital ratio of 12.23%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.69%, and the return on assets is 0.80%.
Yes. COMMUNITY NB&T is FDIC-insured (Certificate #27046). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.