COMMUNITY NB OF OKARCHE
OKARCHE, OKLAHOMA · FDIC Cert #25161
Capital & Safety Analysis
According to FDIC financial data, COMMUNITY NB OF OKARCHE holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject COMMUNITY NB OF OKARCHE to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
COMMUNITY NB OF OKARCHE shows some financial weakness with a Health Score of 47/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
COMMUNITY NB OF OKARCHE has a Bank Health Score of D (47/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
COMMUNITY NB OF OKARCHE holds $134M in total assets and $115M in total deposits. It is located in OKARCHE, OKLAHOMA (FDIC Certificate #25161).
COMMUNITY NB OF OKARCHE has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 2.32%, and the return on assets is 1.03%.
Yes. COMMUNITY NB OF OKARCHE is FDIC-insured (Certificate #25161). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.