COMMUNITY NB IN MONMOUTH
MONMOUTH, ILLINOIS · FDIC Cert #19230
Capital & Safety Analysis
According to FDIC financial data, COMMUNITY NB IN MONMOUTH holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject COMMUNITY NB IN MONMOUTH to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
COMMUNITY NB IN MONMOUTH shows average financial health. While not alarming, its Health Score of 52/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
COMMUNITY NB IN MONMOUTH has a Bank Health Score of C (52/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
COMMUNITY NB IN MONMOUTH holds $52M in total assets and $46M in total deposits. It is located in MONMOUTH, ILLINOIS (FDIC Certificate #19230).
COMMUNITY NB IN MONMOUTH has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 1.49%, and the return on assets is 1.02%.
Yes. COMMUNITY NB IN MONMOUTH is FDIC-insured (Certificate #19230). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.