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BankHealth

COMMUNITY FIRST BANK OF IN

KOKOMO, INDIANA · FDIC Cert #57511

B
Health Score
67/100
$793M
Total Assets
$644M
Total Deposits
9.98%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, COMMUNITY FIRST BANK OF IN holds a Tier 1 capital ratio of 9.98%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COMMUNITY FIRST BANK OF IN has a strong buffer to absorb potential losses.

Key Financial Metrics

0.35%
Nonperforming Loans
Low — healthy loan portfolio
13.38%
Liquidity Ratio
Adequate liquidity
1.77%
Return on Assets
Profitable — earning well on assets
$644M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

COMMUNITY FIRST BANK OF IN shows strong financial health indicators. With $793M in assets and a Health Score of 67/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

COMMUNITY FIRST BANK OF IN has a Bank Health Score of B (67/100). It holds a Tier 1 capital ratio of 9.98%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

COMMUNITY FIRST BANK OF IN holds $793M in total assets and $644M in total deposits. It is located in KOKOMO, INDIANA (FDIC Certificate #57511).

COMMUNITY FIRST BANK OF IN has a Tier 1 capital ratio of 9.98%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.35%, and the return on assets is 1.77%.

Yes. COMMUNITY FIRST BANK OF IN is FDIC-insured (Certificate #57511). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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