COMMUNITY FIRST BANK INC
WALHALLA, SOUTH CAROLINA · FDIC Cert #32838
Capital & Safety Analysis
According to FDIC financial data, COMMUNITY FIRST BANK INC holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject COMMUNITY FIRST BANK INC to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
COMMUNITY FIRST BANK INC shows average financial health. While not alarming, its Health Score of 50/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
COMMUNITY FIRST BANK INC has a Bank Health Score of C (50/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
COMMUNITY FIRST BANK INC holds $680M in total assets and $575M in total deposits. It is located in WALHALLA, SOUTH CAROLINA (FDIC Certificate #32838).
COMMUNITY FIRST BANK INC has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.09%, and the return on assets is 0.81%.
Yes. COMMUNITY FIRST BANK INC is FDIC-insured (Certificate #32838). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.