COMMUNITY BK OF PICKENS CNTY
JASPER, GEORGIA · FDIC Cert #35513
Capital & Safety Analysis
According to FDIC financial data, COMMUNITY BK OF PICKENS CNTY holds a Tier 1 capital ratio of 18.21%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COMMUNITY BK OF PICKENS CNTY has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
COMMUNITY BK OF PICKENS CNTY shows strong financial health indicators. With $549M in assets and a Health Score of 73/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
COMMUNITY BK OF PICKENS CNTY has a Bank Health Score of B (73/100). It holds a Tier 1 capital ratio of 18.21%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
COMMUNITY BK OF PICKENS CNTY holds $549M in total assets and $473M in total deposits. It is located in JASPER, GEORGIA (FDIC Certificate #35513).
COMMUNITY BK OF PICKENS CNTY has a Tier 1 capital ratio of 18.21%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 3.29%, and the return on assets is 2.95%.
Yes. COMMUNITY BK OF PICKENS CNTY is FDIC-insured (Certificate #35513). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.