COMMUNITY BK CO FITZGERALD
FITZGERALD, GEORGIA · FDIC Cert #34160
Capital & Safety Analysis
According to FDIC financial data, COMMUNITY BK CO FITZGERALD holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject COMMUNITY BK CO FITZGERALD to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
COMMUNITY BK CO FITZGERALD shows average financial health. While not alarming, its Health Score of 55/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
COMMUNITY BK CO FITZGERALD has a Bank Health Score of C (55/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
COMMUNITY BK CO FITZGERALD holds $262M in total assets and $230M in total deposits. It is located in FITZGERALD, GEORGIA (FDIC Certificate #34160).
COMMUNITY BK CO FITZGERALD has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.55%, and the return on assets is 2.23%.
Yes. COMMUNITY BK CO FITZGERALD is FDIC-insured (Certificate #34160). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.