COMMUNITY BANK OF GEORGIA
BAXLEY, GEORGIA · FDIC Cert #57579
Capital & Safety Analysis
According to FDIC financial data, COMMUNITY BANK OF GEORGIA holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject COMMUNITY BANK OF GEORGIA to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
COMMUNITY BANK OF GEORGIA shows some financial weakness with a Health Score of 41/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
COMMUNITY BANK OF GEORGIA has a Bank Health Score of D (41/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
COMMUNITY BANK OF GEORGIA holds $204M in total assets and $183M in total deposits. It is located in BAXLEY, GEORGIA (FDIC Certificate #57579).
COMMUNITY BANK OF GEORGIA has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.65%, and the return on assets is 2.41%.
Yes. COMMUNITY BANK OF GEORGIA is FDIC-insured (Certificate #57579). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.