COMMUNITY B&T WEST GEORGIA
LAGRANGE, GEORGIA · FDIC Cert #25796
Capital & Safety Analysis
According to FDIC financial data, COMMUNITY B&T WEST GEORGIA holds a Tier 1 capital ratio of 11.85%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COMMUNITY B&T WEST GEORGIA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
COMMUNITY B&T WEST GEORGIA shows some financial weakness with a Health Score of 44/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
COMMUNITY B&T WEST GEORGIA has a Bank Health Score of D (44/100). It holds a Tier 1 capital ratio of 11.85%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
COMMUNITY B&T WEST GEORGIA holds $163M in total assets and $152M in total deposits. It is located in LAGRANGE, GEORGIA (FDIC Certificate #25796).
COMMUNITY B&T WEST GEORGIA has a Tier 1 capital ratio of 11.85%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 6.78%, and the return on assets is 0.40%.
Yes. COMMUNITY B&T WEST GEORGIA is FDIC-insured (Certificate #25796). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.