COMMERCIAL STB OF WAGNER
WAGNER, SOUTH DAKOTA · FDIC Cert #9932
Capital & Safety Analysis
According to FDIC financial data, COMMERCIAL STB OF WAGNER holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject COMMERCIAL STB OF WAGNER to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
COMMERCIAL STB OF WAGNER shows average financial health. While not alarming, its Health Score of 50/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
COMMERCIAL STB OF WAGNER has a Bank Health Score of C (50/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
COMMERCIAL STB OF WAGNER holds $249M in total assets and $226M in total deposits. It is located in WAGNER, SOUTH DAKOTA (FDIC Certificate #9932).
COMMERCIAL STB OF WAGNER has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 2.20%, and the return on assets is 1.52%.
Yes. COMMERCIAL STB OF WAGNER is FDIC-insured (Certificate #9932). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.