COMMERCIAL SAVINGS BANK
CARROLL, IOWA · FDIC Cert #231
Capital & Safety Analysis
According to FDIC financial data, COMMERCIAL SAVINGS BANK holds a Tier 1 capital ratio of 11.18%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COMMERCIAL SAVINGS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
COMMERCIAL SAVINGS BANK shows strong financial health indicators. With $298M in assets and a Health Score of 76/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
COMMERCIAL SAVINGS BANK has a Bank Health Score of B (76/100). It holds a Tier 1 capital ratio of 11.18%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
COMMERCIAL SAVINGS BANK holds $298M in total assets and $252M in total deposits. It is located in CARROLL, IOWA (FDIC Certificate #231).
COMMERCIAL SAVINGS BANK has a Tier 1 capital ratio of 11.18%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.38%, and the return on assets is 0.85%.
Yes. COMMERCIAL SAVINGS BANK is FDIC-insured (Certificate #231). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.