COMMERCEONE BANK
BIRMINGHAM, ALABAMA · FDIC Cert #59114
Capital & Safety Analysis
According to FDIC financial data, COMMERCEONE BANK holds a Tier 1 capital ratio of 11.69%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COMMERCEONE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
COMMERCEONE BANK shows strong financial health indicators. With $664M in assets and a Health Score of 75/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
COMMERCEONE BANK has a Bank Health Score of B (75/100). It holds a Tier 1 capital ratio of 11.69%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
COMMERCEONE BANK holds $664M in total assets and $564M in total deposits. It is located in BIRMINGHAM, ALABAMA (FDIC Certificate #59114).
COMMERCEONE BANK has a Tier 1 capital ratio of 11.69%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.79%.
Yes. COMMERCEONE BANK is FDIC-insured (Certificate #59114). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.