COMMERCE BANK
GENEVA, MINNESOTA · FDIC Cert #10212
Capital & Safety Analysis
According to FDIC financial data, COMMERCE BANK holds a Tier 1 capital ratio of 13.96%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COMMERCE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
COMMERCE BANK shows strong financial health indicators. With $258M in assets and a Health Score of 77/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
COMMERCE BANK has a Bank Health Score of B (77/100). It holds a Tier 1 capital ratio of 13.96%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
COMMERCE BANK holds $258M in total assets and $176M in total deposits. It is located in GENEVA, MINNESOTA (FDIC Certificate #10212).
COMMERCE BANK has a Tier 1 capital ratio of 13.96%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.21%, and the return on assets is 0.84%.
Yes. COMMERCE BANK is FDIC-insured (Certificate #10212). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.