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BankHealth

COFFEE COUNTY BANK

MANCHESTER, TENNESSEE · FDIC Cert #22090

B
Health Score
67/100
$367M
Total Assets
$292M
Total Deposits
10.82%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, COFFEE COUNTY BANK holds a Tier 1 capital ratio of 10.82%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COFFEE COUNTY BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.32%
Nonperforming Loans
Low — healthy loan portfolio
11.16%
Liquidity Ratio
Adequate liquidity
1.64%
Return on Assets
Profitable — earning well on assets
$292M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

COFFEE COUNTY BANK shows strong financial health indicators. With $367M in assets and a Health Score of 67/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

COFFEE COUNTY BANK has a Bank Health Score of B (67/100). It holds a Tier 1 capital ratio of 10.82%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

COFFEE COUNTY BANK holds $367M in total assets and $292M in total deposits. It is located in MANCHESTER, TENNESSEE (FDIC Certificate #22090).

COFFEE COUNTY BANK has a Tier 1 capital ratio of 10.82%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.32%, and the return on assets is 1.64%.

Yes. COFFEE COUNTY BANK is FDIC-insured (Certificate #22090). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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