CLINTON SAVINGS BANK
CLINTON, MASSACHUSETTS · FDIC Cert #90181
Capital & Safety Analysis
According to FDIC financial data, CLINTON SAVINGS BANK holds a Tier 1 capital ratio of 14.89%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CLINTON SAVINGS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CLINTON SAVINGS BANK shows strong financial health indicators. With $745M in assets and a Health Score of 69/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CLINTON SAVINGS BANK has a Bank Health Score of B (69/100). It holds a Tier 1 capital ratio of 14.89%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CLINTON SAVINGS BANK holds $745M in total assets and $592M in total deposits. It is located in CLINTON, MASSACHUSETTS (FDIC Certificate #90181).
CLINTON SAVINGS BANK has a Tier 1 capital ratio of 14.89%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.27%, and the return on assets is -0.33%.
Yes. CLINTON SAVINGS BANK is FDIC-insured (Certificate #90181). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.