CLIMATE FIRST BANK
SAINT PETERSBURG, FLORIDA · FDIC Cert #59257
Capital & Safety Analysis
According to FDIC financial data, CLIMATE FIRST BANK holds a Tier 1 capital ratio of 9.05%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CLIMATE FIRST BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CLIMATE FIRST BANK shows average financial health. While not alarming, its Health Score of 56/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CLIMATE FIRST BANK has a Bank Health Score of C (56/100). It holds a Tier 1 capital ratio of 9.05%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CLIMATE FIRST BANK holds $688M in total assets and $621M in total deposits. It is located in SAINT PETERSBURG, FLORIDA (FDIC Certificate #59257).
CLIMATE FIRST BANK has a Tier 1 capital ratio of 9.05%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.15%.
Yes. CLIMATE FIRST BANK is FDIC-insured (Certificate #59257). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.