CLEARPOINT FEDERAL B&T
BATESVILLE, INDIANA · FDIC Cert #34748
Capital & Safety Analysis
According to FDIC financial data, CLEARPOINT FEDERAL B&T holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject CLEARPOINT FEDERAL B&T to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
CLEARPOINT FEDERAL B&T shows strong financial health indicators. With $121M in assets and a Health Score of 65/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CLEARPOINT FEDERAL B&T has a Bank Health Score of B (65/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CLEARPOINT FEDERAL B&T holds $121M in total assets and $107M in total deposits. It is located in BATESVILLE, INDIANA (FDIC Certificate #34748).
CLEARPOINT FEDERAL B&T has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 2.59%.
Yes. CLEARPOINT FEDERAL B&T is FDIC-insured (Certificate #34748). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.