CLASSIC CITY BANK
ATHENS, GEORGIA · FDIC Cert #59219
Capital & Safety Analysis
According to FDIC financial data, CLASSIC CITY BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject CLASSIC CITY BANK to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
CLASSIC CITY BANK shows average financial health. While not alarming, its Health Score of 64/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CLASSIC CITY BANK has a Bank Health Score of C (64/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CLASSIC CITY BANK holds $221M in total assets and $196M in total deposits. It is located in ATHENS, GEORGIA (FDIC Certificate #59219).
CLASSIC CITY BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 2.58%.
Yes. CLASSIC CITY BANK is FDIC-insured (Certificate #59219). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.