CIVISTA BANK
SANDUSKY, OHIO · FDIC Cert #12982
Capital & Safety Analysis
According to FDIC financial data, CIVISTA BANK holds a Tier 1 capital ratio of 11.59%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CIVISTA BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CIVISTA BANK shows strong financial health indicators. With $4.0B in assets and a Health Score of 70/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CIVISTA BANK has a Bank Health Score of B (70/100). It holds a Tier 1 capital ratio of 11.59%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CIVISTA BANK holds $4.0B in total assets and $3.0B in total deposits. It is located in SANDUSKY, OHIO (FDIC Certificate #12982).
CIVISTA BANK has a Tier 1 capital ratio of 11.59%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.51%, and the return on assets is 0.92%.
Yes. CIVISTA BANK is FDIC-insured (Certificate #12982). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.