CITIZENS STB OF LANKIN
LANKIN, NORTH DAKOTA · FDIC Cert #9422
Capital & Safety Analysis
According to FDIC financial data, CITIZENS STB OF LANKIN holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject CITIZENS STB OF LANKIN to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
CITIZENS STB OF LANKIN shows average financial health. While not alarming, its Health Score of 58/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CITIZENS STB OF LANKIN has a Bank Health Score of C (58/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CITIZENS STB OF LANKIN holds $64M in total assets and $49M in total deposits. It is located in LANKIN, NORTH DAKOTA (FDIC Certificate #9422).
CITIZENS STB OF LANKIN has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.75%.
Yes. CITIZENS STB OF LANKIN is FDIC-insured (Certificate #9422). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.