CITIZENS STB AT MOHALL
MOHALL, NORTH DAKOTA · FDIC Cert #8632
Capital & Safety Analysis
According to FDIC financial data, CITIZENS STB AT MOHALL holds a Tier 1 capital ratio of 15.32%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CITIZENS STB AT MOHALL has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CITIZENS STB AT MOHALL shows strong financial health indicators. With $72M in assets and a Health Score of 85/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CITIZENS STB AT MOHALL has a Bank Health Score of A (85/100). It holds a Tier 1 capital ratio of 15.32%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CITIZENS STB AT MOHALL holds $72M in total assets and $63M in total deposits. It is located in MOHALL, NORTH DAKOTA (FDIC Certificate #8632).
CITIZENS STB AT MOHALL has a Tier 1 capital ratio of 15.32%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.79%, and the return on assets is 0.90%.
Yes. CITIZENS STB AT MOHALL is FDIC-insured (Certificate #8632). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.