CITIZENS SAVINGS B&T CO
NASHVILLE, TENNESSEE · FDIC Cert #10319
Capital & Safety Analysis
According to FDIC financial data, CITIZENS SAVINGS B&T CO holds a Tier 1 capital ratio of 14.31%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CITIZENS SAVINGS B&T CO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CITIZENS SAVINGS B&T CO shows average financial health. While not alarming, its Health Score of 61/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CITIZENS SAVINGS B&T CO has a Bank Health Score of C (61/100). It holds a Tier 1 capital ratio of 14.31%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CITIZENS SAVINGS B&T CO holds $180M in total assets and $161M in total deposits. It is located in NASHVILLE, TENNESSEE (FDIC Certificate #10319).
CITIZENS SAVINGS B&T CO has a Tier 1 capital ratio of 14.31%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.56%, and the return on assets is -0.61%.
Yes. CITIZENS SAVINGS B&T CO is FDIC-insured (Certificate #10319). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.