CITIZENS NB OF CHEBOYGAN
CHEBOYGAN, MICHIGAN · FDIC Cert #5018
Capital & Safety Analysis
According to FDIC financial data, CITIZENS NB OF CHEBOYGAN holds a Tier 1 capital ratio of 13.21%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CITIZENS NB OF CHEBOYGAN has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CITIZENS NB OF CHEBOYGAN shows strong financial health indicators. With $483M in assets and a Health Score of 89/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CITIZENS NB OF CHEBOYGAN has a Bank Health Score of A (89/100). It holds a Tier 1 capital ratio of 13.21%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CITIZENS NB OF CHEBOYGAN holds $483M in total assets and $412M in total deposits. It is located in CHEBOYGAN, MICHIGAN (FDIC Certificate #5018).
CITIZENS NB OF CHEBOYGAN has a Tier 1 capital ratio of 13.21%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.16%, and the return on assets is 0.69%.
Yes. CITIZENS NB OF CHEBOYGAN is FDIC-insured (Certificate #5018). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.