CITIZENS NB OF BLUFFTON
BLUFFTON, OHIO · FDIC Cert #6531
Capital & Safety Analysis
According to FDIC financial data, CITIZENS NB OF BLUFFTON holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject CITIZENS NB OF BLUFFTON to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
CITIZENS NB OF BLUFFTON shows average financial health. While not alarming, its Health Score of 52/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CITIZENS NB OF BLUFFTON has a Bank Health Score of C (52/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CITIZENS NB OF BLUFFTON holds $1.0B in total assets and $783M in total deposits. It is located in BLUFFTON, OHIO (FDIC Certificate #6531).
CITIZENS NB OF BLUFFTON has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.12%, and the return on assets is 2.00%.
Yes. CITIZENS NB OF BLUFFTON is FDIC-insured (Certificate #6531). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.