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BankHealth

CITIZENS CMTY FEDERAL NA

ALTOONA, WISCONSIN · FDIC Cert #57265

B
Health Score
76/100
$1.8B
Total Assets
$1.5B
Total Deposits
13.75%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, CITIZENS CMTY FEDERAL NA holds a Tier 1 capital ratio of 13.75%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CITIZENS CMTY FEDERAL NA has a strong buffer to absorb potential losses.

Key Financial Metrics

0.60%
Nonperforming Loans
Low — healthy loan portfolio
15.08%
Liquidity Ratio
Adequate liquidity
1.36%
Return on Assets
Profitable — earning well on assets
$1.5B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

CITIZENS CMTY FEDERAL NA shows strong financial health indicators. With $1.8B in assets and a Health Score of 76/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

CITIZENS CMTY FEDERAL NA has a Bank Health Score of B (76/100). It holds a Tier 1 capital ratio of 13.75%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

CITIZENS CMTY FEDERAL NA holds $1.8B in total assets and $1.5B in total deposits. It is located in ALTOONA, WISCONSIN (FDIC Certificate #57265).

CITIZENS CMTY FEDERAL NA has a Tier 1 capital ratio of 13.75%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.60%, and the return on assets is 1.36%.

Yes. CITIZENS CMTY FEDERAL NA is FDIC-insured (Certificate #57265). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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