CITIZENS BANK OF CLOVIS
CLOVIS, NEW MEXICO · FDIC Cert #11491
Capital & Safety Analysis
According to FDIC financial data, CITIZENS BANK OF CLOVIS holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject CITIZENS BANK OF CLOVIS to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
CITIZENS BANK OF CLOVIS shows average financial health. While not alarming, its Health Score of 64/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CITIZENS BANK OF CLOVIS has a Bank Health Score of C (64/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CITIZENS BANK OF CLOVIS holds $500M in total assets and $438M in total deposits. It is located in CLOVIS, NEW MEXICO (FDIC Certificate #11491).
CITIZENS BANK OF CLOVIS has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.70%.
Yes. CITIZENS BANK OF CLOVIS is FDIC-insured (Certificate #11491). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.