CITIZENS BANK OF CHATSWORTH
CHATSWORTH, ILLINOIS · FDIC Cert #10843
Capital & Safety Analysis
According to FDIC financial data, CITIZENS BANK OF CHATSWORTH holds a Tier 1 capital ratio of 20.63%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CITIZENS BANK OF CHATSWORTH has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CITIZENS BANK OF CHATSWORTH shows average financial health. While not alarming, its Health Score of 64/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CITIZENS BANK OF CHATSWORTH has a Bank Health Score of C (64/100). It holds a Tier 1 capital ratio of 20.63%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CITIZENS BANK OF CHATSWORTH holds $40M in total assets and $33M in total deposits. It is located in CHATSWORTH, ILLINOIS (FDIC Certificate #10843).
CITIZENS BANK OF CHATSWORTH has a Tier 1 capital ratio of 20.63%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 4.71%, and the return on assets is 0.15%.
Yes. CITIZENS BANK OF CHATSWORTH is FDIC-insured (Certificate #10843). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.