CITIZENS BANK MINNESOTA
NEW ULM, MINNESOTA · FDIC Cert #8200
Capital & Safety Analysis
According to FDIC financial data, CITIZENS BANK MINNESOTA holds a Tier 1 capital ratio of 11.04%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CITIZENS BANK MINNESOTA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CITIZENS BANK MINNESOTA shows strong financial health indicators. With $564M in assets and a Health Score of 78/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CITIZENS BANK MINNESOTA has a Bank Health Score of B (78/100). It holds a Tier 1 capital ratio of 11.04%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CITIZENS BANK MINNESOTA holds $564M in total assets and $478M in total deposits. It is located in NEW ULM, MINNESOTA (FDIC Certificate #8200).
CITIZENS BANK MINNESOTA has a Tier 1 capital ratio of 11.04%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.11%, and the return on assets is 0.24%.
Yes. CITIZENS BANK MINNESOTA is FDIC-insured (Certificate #8200). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.