CITIZENS B&T CO OF JACKSON
JACKSON, KENTUCKY · FDIC Cert #18620
Capital & Safety Analysis
According to FDIC financial data, CITIZENS B&T CO OF JACKSON holds a Tier 1 capital ratio of 12.86%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CITIZENS B&T CO OF JACKSON has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CITIZENS B&T CO OF JACKSON shows strong financial health indicators. With $205M in assets and a Health Score of 79/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CITIZENS B&T CO OF JACKSON has a Bank Health Score of B (79/100). It holds a Tier 1 capital ratio of 12.86%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CITIZENS B&T CO OF JACKSON holds $205M in total assets and $183M in total deposits. It is located in JACKSON, KENTUCKY (FDIC Certificate #18620).
CITIZENS B&T CO OF JACKSON has a Tier 1 capital ratio of 12.86%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.08%, and the return on assets is 1.29%.
Yes. CITIZENS B&T CO OF JACKSON is FDIC-insured (Certificate #18620). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.