CHOICE FINANCIAL GROUP
FARGO, NORTH DAKOTA · FDIC Cert #9423
Capital & Safety Analysis
According to FDIC financial data, CHOICE FINANCIAL GROUP holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject CHOICE FINANCIAL GROUP to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
CHOICE FINANCIAL GROUP shows average financial health. While not alarming, its Health Score of 61/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CHOICE FINANCIAL GROUP has a Bank Health Score of C (61/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CHOICE FINANCIAL GROUP holds $4.9B in total assets and $4.4B in total deposits. It is located in FARGO, NORTH DAKOTA (FDIC Certificate #9423).
CHOICE FINANCIAL GROUP has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.52%, and the return on assets is 1.72%.
Yes. CHOICE FINANCIAL GROUP is FDIC-insured (Certificate #9423). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.