CHARLES RIVER BANK
MEDWAY, MASSACHUSETTS · FDIC Cert #26602
Capital & Safety Analysis
According to FDIC financial data, CHARLES RIVER BANK holds a Tier 1 capital ratio of 12.64%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CHARLES RIVER BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CHARLES RIVER BANK shows strong financial health indicators. With $302M in assets and a Health Score of 78/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CHARLES RIVER BANK has a Bank Health Score of B (78/100). It holds a Tier 1 capital ratio of 12.64%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CHARLES RIVER BANK holds $302M in total assets and $283M in total deposits. It is located in MEDWAY, MASSACHUSETTS (FDIC Certificate #26602).
CHARLES RIVER BANK has a Tier 1 capital ratio of 12.64%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.15%, and the return on assets is 0.29%.
Yes. CHARLES RIVER BANK is FDIC-insured (Certificate #26602). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.