CENTURY SAVINGS&LOAN ASSN
TRINIDAD, COLORADO · FDIC Cert #28860
Capital & Safety Analysis
According to FDIC financial data, CENTURY SAVINGS&LOAN ASSN holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject CENTURY SAVINGS&LOAN ASSN to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
CENTURY SAVINGS&LOAN ASSN shows average financial health. While not alarming, its Health Score of 52/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CENTURY SAVINGS&LOAN ASSN has a Bank Health Score of C (52/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CENTURY SAVINGS&LOAN ASSN holds $76M in total assets and $60M in total deposits. It is located in TRINIDAD, COLORADO (FDIC Certificate #28860).
CENTURY SAVINGS&LOAN ASSN has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.78%, and the return on assets is -0.03%.
Yes. CENTURY SAVINGS&LOAN ASSN is FDIC-insured (Certificate #28860). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.