CENTURY BANK OF KENTUCKY INC
LAWRENCEBURG, KENTUCKY · FDIC Cert #35450
Capital & Safety Analysis
According to FDIC financial data, CENTURY BANK OF KENTUCKY INC holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject CENTURY BANK OF KENTUCKY INC to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
CENTURY BANK OF KENTUCKY INC shows average financial health. While not alarming, its Health Score of 60/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CENTURY BANK OF KENTUCKY INC has a Bank Health Score of C (60/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CENTURY BANK OF KENTUCKY INC holds $185M in total assets and $170M in total deposits. It is located in LAWRENCEBURG, KENTUCKY (FDIC Certificate #35450).
CENTURY BANK OF KENTUCKY INC has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.02%, and the return on assets is 1.17%.
Yes. CENTURY BANK OF KENTUCKY INC is FDIC-insured (Certificate #35450). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.