CENTRAL SAVINGS BANK
SAULT SAINTE MAR, MICHIGAN · FDIC Cert #1095
Capital & Safety Analysis
According to FDIC financial data, CENTRAL SAVINGS BANK holds a Tier 1 capital ratio of 14.64%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CENTRAL SAVINGS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CENTRAL SAVINGS BANK shows strong financial health indicators. With $452M in assets and a Health Score of 97/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CENTRAL SAVINGS BANK has a Bank Health Score of A (97/100). It holds a Tier 1 capital ratio of 14.64%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CENTRAL SAVINGS BANK holds $452M in total assets and $421M in total deposits. It is located in SAULT SAINTE MAR, MICHIGAN (FDIC Certificate #1095).
CENTRAL SAVINGS BANK has a Tier 1 capital ratio of 14.64%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.14%, and the return on assets is 1.82%.
Yes. CENTRAL SAVINGS BANK is FDIC-insured (Certificate #1095). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.