CENTRAL BANK ILLINOIS
GENESEO, ILLINOIS · FDIC Cert #11670
Capital & Safety Analysis
According to FDIC financial data, CENTRAL BANK ILLINOIS holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject CENTRAL BANK ILLINOIS to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
CENTRAL BANK ILLINOIS shows average financial health. While not alarming, its Health Score of 62/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CENTRAL BANK ILLINOIS has a Bank Health Score of C (62/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CENTRAL BANK ILLINOIS holds $1.4B in total assets and $1.1B in total deposits. It is located in GENESEO, ILLINOIS (FDIC Certificate #11670).
CENTRAL BANK ILLINOIS has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.04%, and the return on assets is 1.42%.
Yes. CENTRAL BANK ILLINOIS is FDIC-insured (Certificate #11670). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.