CENTINEL BANK OF TAOS
TAOS, NEW MEXICO · FDIC Cert #19904
Capital & Safety Analysis
According to FDIC financial data, CENTINEL BANK OF TAOS holds a Tier 1 capital ratio of 23.98%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CENTINEL BANK OF TAOS has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CENTINEL BANK OF TAOS shows strong financial health indicators. With $405M in assets and a Health Score of 99/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CENTINEL BANK OF TAOS has a Bank Health Score of A (99/100). It holds a Tier 1 capital ratio of 23.98%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CENTINEL BANK OF TAOS holds $405M in total assets and $379M in total deposits. It is located in TAOS, NEW MEXICO (FDIC Certificate #19904).
CENTINEL BANK OF TAOS has a Tier 1 capital ratio of 23.98%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.03%, and the return on assets is 1.82%.
Yes. CENTINEL BANK OF TAOS is FDIC-insured (Certificate #19904). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.