CENLAR FSB
EWING, NEW JERSEY · FDIC Cert #30996
Capital & Safety Analysis
According to FDIC financial data, CENLAR FSB holds a Tier 1 capital ratio of 36.63%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CENLAR FSB has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CENLAR FSB shows strong financial health indicators. With $991M in assets and a Health Score of 72/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CENLAR FSB has a Bank Health Score of B (72/100). It holds a Tier 1 capital ratio of 36.63%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CENLAR FSB holds $991M in total assets and $611M in total deposits. It is located in EWING, NEW JERSEY (FDIC Certificate #30996).
CENLAR FSB has a Tier 1 capital ratio of 36.63%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.96%, and the return on assets is -1.15%.
Yes. CENLAR FSB is FDIC-insured (Certificate #30996). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.