CEDAR VALLEY BANK&TRUST
LA PORTE CITY, IOWA · FDIC Cert #14694
Capital & Safety Analysis
According to FDIC financial data, CEDAR VALLEY BANK&TRUST holds a Tier 1 capital ratio of 10.97%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CEDAR VALLEY BANK&TRUST has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CEDAR VALLEY BANK&TRUST shows average financial health. While not alarming, its Health Score of 60/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CEDAR VALLEY BANK&TRUST has a Bank Health Score of C (60/100). It holds a Tier 1 capital ratio of 10.97%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CEDAR VALLEY BANK&TRUST holds $122M in total assets and $104M in total deposits. It is located in LA PORTE CITY, IOWA (FDIC Certificate #14694).
CEDAR VALLEY BANK&TRUST has a Tier 1 capital ratio of 10.97%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.64%, and the return on assets is 0.80%.
Yes. CEDAR VALLEY BANK&TRUST is FDIC-insured (Certificate #14694). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.