CECIL BANK
ELKTON, MARYLAND · FDIC Cert #31121
Capital & Safety Analysis
According to FDIC financial data, CECIL BANK holds a Tier 1 capital ratio of 11.55%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CECIL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CECIL BANK shows average financial health. While not alarming, its Health Score of 62/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CECIL BANK has a Bank Health Score of C (62/100). It holds a Tier 1 capital ratio of 11.55%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CECIL BANK holds $228M in total assets and $191M in total deposits. It is located in ELKTON, MARYLAND (FDIC Certificate #31121).
CECIL BANK has a Tier 1 capital ratio of 11.55%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.87%, and the return on assets is -0.49%.
Yes. CECIL BANK is FDIC-insured (Certificate #31121). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.