CARROLLTON BANK
CARROLLTON, ILLINOIS · FDIC Cert #12383
Capital & Safety Analysis
According to FDIC financial data, CARROLLTON BANK holds a Tier 1 capital ratio of 9.39%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CARROLLTON BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CARROLLTON BANK shows strong financial health indicators. With $3.4B in assets and a Health Score of 67/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CARROLLTON BANK has a Bank Health Score of B (67/100). It holds a Tier 1 capital ratio of 9.39%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CARROLLTON BANK holds $3.4B in total assets and $3.1B in total deposits. It is located in CARROLLTON, ILLINOIS (FDIC Certificate #12383).
CARROLLTON BANK has a Tier 1 capital ratio of 9.39%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.08%, and the return on assets is 1.22%.
Yes. CARROLLTON BANK is FDIC-insured (Certificate #12383). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.