CARROLL BANK&TRUST
HUNTINGDON, TENNESSEE · FDIC Cert #2380
Capital & Safety Analysis
According to FDIC financial data, CARROLL BANK&TRUST holds a Tier 1 capital ratio of 12.26%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CARROLL BANK&TRUST has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CARROLL BANK&TRUST shows strong financial health indicators. With $502M in assets and a Health Score of 67/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CARROLL BANK&TRUST has a Bank Health Score of B (67/100). It holds a Tier 1 capital ratio of 12.26%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CARROLL BANK&TRUST holds $502M in total assets and $453M in total deposits. It is located in HUNTINGDON, TENNESSEE (FDIC Certificate #2380).
CARROLL BANK&TRUST has a Tier 1 capital ratio of 12.26%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.95%, and the return on assets is 0.85%.
Yes. CARROLL BANK&TRUST is FDIC-insured (Certificate #2380). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.