CAROLINA BANK&TRUST CO
LAMAR, SOUTH CAROLINA · FDIC Cert #16723
Capital & Safety Analysis
According to FDIC financial data, CAROLINA BANK&TRUST CO holds a Tier 1 capital ratio of 17.82%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CAROLINA BANK&TRUST CO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CAROLINA BANK&TRUST CO shows strong financial health indicators. With $726M in assets and a Health Score of 84/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CAROLINA BANK&TRUST CO has a Bank Health Score of A (84/100). It holds a Tier 1 capital ratio of 17.82%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CAROLINA BANK&TRUST CO holds $726M in total assets and $627M in total deposits. It is located in LAMAR, SOUTH CAROLINA (FDIC Certificate #16723).
CAROLINA BANK&TRUST CO has a Tier 1 capital ratio of 17.82%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.34%, and the return on assets is 1.87%.
Yes. CAROLINA BANK&TRUST CO is FDIC-insured (Certificate #16723). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.