BYLINE BANK
CHICAGO, ILLINOIS · FDIC Cert #20624
Capital & Safety Analysis
According to FDIC financial data, BYLINE BANK holds a Tier 1 capital ratio of 12.24%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BYLINE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BYLINE BANK shows strong financial health indicators. With $9.6B in assets and a Health Score of 79/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BYLINE BANK has a Bank Health Score of B (79/100). It holds a Tier 1 capital ratio of 12.24%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BYLINE BANK holds $9.6B in total assets and $7.4B in total deposits. It is located in CHICAGO, ILLINOIS (FDIC Certificate #20624).
BYLINE BANK has a Tier 1 capital ratio of 12.24%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.92%, and the return on assets is 1.90%.
Yes. BYLINE BANK is FDIC-insured (Certificate #20624). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.