BUSEY BANK
CHAMPAIGN, ILLINOIS · FDIC Cert #16450
Capital & Safety Analysis
According to FDIC financial data, BUSEY BANK holds a Tier 1 capital ratio of 15.59%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BUSEY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BUSEY BANK shows strong financial health indicators. With $11.9B in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BUSEY BANK has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 15.59%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BUSEY BANK holds $11.9B in total assets and $10.0B in total deposits. It is located in CHAMPAIGN, ILLINOIS (FDIC Certificate #16450).
BUSEY BANK has a Tier 1 capital ratio of 15.59%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.11%, and the return on assets is 1.42%.
Yes. BUSEY BANK is FDIC-insured (Certificate #16450). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.