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BankHealth

BUFFALO FEDERAL BANK

BUFFALO, WYOMING · FDIC Cert #29696

D
Health Score
40/100
$184M
Total Assets
$160M
Total Deposits
0.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Critically Undercapitalized

According to FDIC financial data, BUFFALO FEDERAL BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject BUFFALO FEDERAL BANK to additional regulatory scrutiny.

Key Financial Metrics

0.79%
Nonperforming Loans
Low — healthy loan portfolio
13.39%
Liquidity Ratio
Adequate liquidity
1.09%
Return on Assets
Profitable — earning well on assets
$160M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

BUFFALO FEDERAL BANK shows some financial weakness with a Health Score of 40/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

BUFFALO FEDERAL BANK has a Bank Health Score of D (40/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

BUFFALO FEDERAL BANK holds $184M in total assets and $160M in total deposits. It is located in BUFFALO, WYOMING (FDIC Certificate #29696).

BUFFALO FEDERAL BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.79%, and the return on assets is 1.09%.

Yes. BUFFALO FEDERAL BANK is FDIC-insured (Certificate #29696). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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