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BankHealth

BRAVERA BANK

DICKINSON, NORTH DAKOTA · FDIC Cert #22559

B
Health Score
78/100
$3.2B
Total Assets
$2.9B
Total Deposits
11.46%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, BRAVERA BANK holds a Tier 1 capital ratio of 11.46%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BRAVERA BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.75%
Nonperforming Loans
Low — healthy loan portfolio
23.68%
Liquidity Ratio
Strong — can meet withdrawal demands
1.52%
Return on Assets
Profitable — earning well on assets
$2.9B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

BRAVERA BANK shows strong financial health indicators. With $3.2B in assets and a Health Score of 78/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

BRAVERA BANK has a Bank Health Score of B (78/100). It holds a Tier 1 capital ratio of 11.46%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

BRAVERA BANK holds $3.2B in total assets and $2.9B in total deposits. It is located in DICKINSON, NORTH DAKOTA (FDIC Certificate #22559).

BRAVERA BANK has a Tier 1 capital ratio of 11.46%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.75%, and the return on assets is 1.52%.

Yes. BRAVERA BANK is FDIC-insured (Certificate #22559). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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