BRANTLEY BANK&TRUST CO
BRANTLEY, ALABAMA · FDIC Cert #16386
Capital & Safety Analysis
According to FDIC financial data, BRANTLEY BANK&TRUST CO holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject BRANTLEY BANK&TRUST CO to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
BRANTLEY BANK&TRUST CO shows average financial health. While not alarming, its Health Score of 50/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BRANTLEY BANK&TRUST CO has a Bank Health Score of C (50/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BRANTLEY BANK&TRUST CO holds $108M in total assets and $98M in total deposits. It is located in BRANTLEY, ALABAMA (FDIC Certificate #16386).
BRANTLEY BANK&TRUST CO has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 1.25%, and the return on assets is 0.44%.
Yes. BRANTLEY BANK&TRUST CO is FDIC-insured (Certificate #16386). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.