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BankHealth

BRANNEN BANK

INVERNESS, FLORIDA · FDIC Cert #5676

A
Health Score
98/100
$909M
Total Assets
$884M
Total Deposits
15.62%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, BRANNEN BANK holds a Tier 1 capital ratio of 15.62%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BRANNEN BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.39%
Nonperforming Loans
Low — healthy loan portfolio
51.29%
Liquidity Ratio
Strong — can meet withdrawal demands
2.08%
Return on Assets
Profitable — earning well on assets
$884M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

BRANNEN BANK shows strong financial health indicators. With $909M in assets and a Health Score of 98/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

BRANNEN BANK has a Bank Health Score of A (98/100). It holds a Tier 1 capital ratio of 15.62%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

BRANNEN BANK holds $909M in total assets and $884M in total deposits. It is located in INVERNESS, FLORIDA (FDIC Certificate #5676).

BRANNEN BANK has a Tier 1 capital ratio of 15.62%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.39%, and the return on assets is 2.08%.

Yes. BRANNEN BANK is FDIC-insured (Certificate #5676). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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